--- title: How do I complete a withdrawal using Bank Transfer? description: See how to withdraw by bank transfer on Scratchee, step-by-step instructions, and how timing depends on Real-Time Payments and bank processing. --- [Skip to content](https://help.scratchee.com/how-do-i-complete-a-withdrawal-using-bank-transfer#main-content) ![Logo - Scratchee primary](https://help.scratchee.com/hs-fs/hubfs/Logo%20-%20Scratchee%20primary.png?width=250&height=41&name=Logo%20-%20Scratchee%20primary.png) Open main navigation Close main navigation - [Login](https://members.scratchee.com/login) [Login](https://members.scratchee.com/login) How can we help you? - There are no suggestions because the search field is empty. 1. [Scratchee.com Help](https://help.scratchee.com/?hsLang=en) 2. [FAQs](https://help.scratchee.com/faqs?hsLang=en) 3. [Withdrawals & Cashouts](https://help.scratchee.com/faqs?hsLang=en#withdrawals-cashouts) # How do I complete a withdrawal using Bank Transfer? Withdrawing by bank transfer is simple, but the steps and timing depend on whether your bank supports instant payments. **Steps to withdraw by Bank Transfer:** 1. Log in to your Scratchee account 2. Go to the Withdraw tab 3. Choose Bank Transfer as your withdrawal option 4. Enter the amount you would like to withdraw (note that higher minimums apply to bank transfers) 5. Add and verify your bank account details 6. Submit your request **Timing:** - If your bank supports Real-Time Payments (RTP), funds usually arrive instantly - If your bank does not support RTP and your request is made before 2:00 PM EST on a business day, funds typically arrive the same day - If your request is made after 2:00 PM EST, or on a weekend or holiday, funds usually arrive the next business day - Some banks do not process incoming transfers on weekends, which can add a delay **Tip:** If your bank is not supported or cannot be verified, you can always choose a Prezzee Smart eGift Card instead, which has a lower minimum and is emailed directly to you once processed. - [FAQs](https://help.scratchee.com/faqs?hsLang=en#main-content) - [General Enquiries](https://help.scratchee.com/faqs?hsLang=en#general-enquiries) - [Account & Support](https://help.scratchee.com/faqs?hsLang=en#account-support) - [Gameplay & Experience](https://help.scratchee.com/faqs?hsLang=en#gameplay-experience) - [Cash Purchases / Deposits](https://help.scratchee.com/faqs?hsLang=en#cash-purchases-deposits) - [Withdrawals & Cashouts](https://help.scratchee.com/faqs?hsLang=en#withdrawals-cashouts) - [Discounts & Coupons](https://help.scratchee.com/faqs?hsLang=en#discounts-coupons) - [Daily 2nd-Chance Promotion](https://help.scratchee.com/faqs?hsLang=en#daily-2nd-chance-promotion) - [Account Verification](https://help.scratchee.com/faqs?hsLang=en#account-verification) - [Prize Verification](https://help.scratchee.com/faqs?hsLang=en#prize-verification) - [Offers & Promotions](https://help.scratchee.com/faqs?hsLang=en#offers-promotions) - [About Us](https://help.scratchee.com/faqs?hsLang=en#about-us) - [Refer-A-Friend](https://help.scratchee.com/faqs?hsLang=en#refer-a-friend) - [My Account](https://help.scratchee.com/my-account?hsLang=en) - [Rules, Terms and Conditions](https://help.scratchee.com/rules-terms-and-conditions?hsLang=en#main-content) - [Official Rules](https://help.scratchee.com/rules-terms-and-conditions?hsLang=en#official-rules) - [Privacy Policy](https://help.scratchee.com/rules-terms-and-conditions?hsLang=en#privacy-policy) - [Refer a Friend](https://help.scratchee.com/rules-terms-and-conditions?hsLang=en#refer-a-friend) - [Support](https://help.scratchee.com/support?hsLang=en) [![Logo - Scratchee primary-1](https://help.scratchee.com/hs-fs/hubfs/Logo%20-%20Scratchee%20primary-1.png?width=200&height=33&name=Logo%20-%20Scratchee%20primary-1.png "Logo - Scratchee primary-1")](http://scratchee.com) 2945 Townsgate Rd Suite 200, Westlake Village, CA, 91362 [mailto:help@scratchee.com](mailto:help@scratchee.com) Copyright © 2025, DGR Media LLC